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Loan Program Options
Non-QM Loans
Flexible solutions for self-employed or those with non-traditional income. Qualification based on bank statements or assets.
Eligibility & Documents
Understanding the standard requirements for our specialized loan programs is the first step toward securing your financial future. We provide a streamlined process to ensure your documentation is compliant and your application is positioned for success.
Program Eligibility
- Minimum credit score of 620 for primary residence programs.
- A documented two-year history of stable, verified employment.
- Debt-to-income (DTI) ratio requirements aligned with Fannie Mae standards.
- Proof of legal residency status or valid citizenship.
Required Documentation
- 2 years of personal and business tax returns with all schedules.
- Recent pay stubs covering the last 30 consecutive calendar days.
- Previous 2 months of statements for all asset and savings accounts.
- Valid government-issued photographic identification for identity verification.
Request a Consultation
Speak with a loan expert about our diverse program types, eligibility requirements, and document preparations to secure your perfect mortgage solution.
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